Email: dpetersen@ggiausa.com
Insurance Services
We offer many more insurance services including flood insurance, builders risk, boatowners, farm/ranch, motorhome and travel trailers, and much more. Contact us for a complete list of offerings!
Auto Insurance
Having coverage on your vehicle is much more than picking a deductible. Maybe you’re considering just liability coverage on an older vehicle. Let us compare so you can see what is the better value for you. Did you upgrade your vehicle with custom wheels, paint, or audio equipment? We will make sure those fancy upgrades are covered under your policy. If you are using your vehicle for business or driving for a ride share company we have the endorsements to make sure you are covered no matter the situation. Have a vehicle that seldom gets driven? Let us find additional discounts for the limited driving exposure. Just bought a brand new car? We have coverage that can replace the entire cost of your vehicle with no depreciation up to 2 years after your purchase! Have a classic car or high end exotic? We can cover those too. Contact us for a fast and personalized quote.
Homeowners Insurance
Each and every home is unique in it’s own way. As a result your coverage should reflect your individual home. If you have moved, the coverage you had on your previous home may not be adequate for your new abode. Having a finished basement, a detached garage, or a swimming pool can all add to the uniqueness of your home. They also create the need to customize your coverage. These are just a few examples of the many moving parts of your homeowners coverage. Contact us so we can create a policy that properly covers your belongings, your home, and protects you from accidents and injuries that can occur. We have an abundance of endorsements that can protect you against identify theft, cover your valuable collectibles, and repair or replace your appliances, and much more. Don’t forget to ask us about our Home Warranty plans as well!
Life Insurance
Arguably the most important coverage you will ever put in place, life insurance creates a financial plan for your loved ones in the event something happens to you prematurely. Life insurance can be used to pay off debts, replace income, pay for funeral costs and college/trade school tuition for kids, and leave a legacy behind for future expenses or purchases. Most people who have some coverage through an employer do not have enough coverage and are not allowed to keep the policy if they leave the company. We find that the amount of coverage someone needs vs what they have through an employer are two very different amounts. Contact us to schedule a personalized appointment where we can quantify exactly how much coverage you need and what type of policy works best for your budget. We have plans for all ages and coverage needs. Don’t wait however, each year you get older your coverage will cost more to put in place. We can lock in a rate for you now!
Commerical Insurance
Just as you protect your personal assets, your business and all of the hard work you’ve put into it deserves the same protection. Whether it’s just you or you have many employees, we have policies to cover everything you need to operate your business successfully. Contact us to discuss your business or industry so we can find a policy that’s the most competitive in price and coverage for your livelihood. We also provide coverage for your business vehicles and have several options for workers compensation. Just ask for details.
Personal Liability Umbrella Insurance
One of the most overlooked coverage options, a personal liability umbrella policy covers you beyond the limits of your existing policies for liability and defense costs. The more assets you have, the more liability coverage you need to protect them. An umbrella policy can cover all of your exposures including home, auto, rental properties, boats, and more. Coverage is easy to put in place and is an exceptional value for the amount of coverage it provides. Contact us for a fast and personalized quote based on what you need to protect.
Landlord Property Insurance
You may want the same coverage on your rental property as you do on your home. Maybe basic coverage is all you need. We have numerous options for you no matter the number of properties you own. Many companies will exclude coverage if your property is vacant or if you are planning on flipping it. Not to worry, we have options whether you plan to sell right away or rent for years to come. We can also help your tenants get their renters coverage set up to protect your investment. Contact us for a fast quote no matter what type of investment property you own.
Renters Insurance
One of the biggest advantages of having renters coverage is the protection for all of your “stuff.” From furniture and electronics, to clothes and shoes, your renters policy will protect the things that you use on a daily basis. This policy will also provide liability coverage in the event you accidentally cause damage to your residence and can even pay for you to stay somewhere else until you can move back in if extensive repairs are needed. Most landlords and management companies will require this type of policy before moving in. Contact us for a fast quote and see how affordable coverage can be. We can send proof of coverage directly to your landlord or management company in a matter of minutes!
Recreational Vehicle Insurance
We insure your toys too! From dirt bikes to dune buggies, atv’s and side by side’s, we can cover all of your vehicles that are found off road too. Not sure what coverage costs before buying one? Give us a quick call for a fast quote before you purchase. You’ll be amazed on how affordable coverage is.
We offer many more insurance services including flood insurance, builders risk, boatowners, farm/ranch, motorhome and travel trailers, and much more. Contact us for a complete list of offerings!
